Branded Texting for Credit Unions and Community Banks

Make every Text unmistakably yours.

Scammers copy financial institution Texts word for word. Branded Texting puts your verified name and logo on every Text Message, so members know it's really you.

One is real. One is a scammer.
Can you tell which?

Tap the one you think is real.

Sharp eye. Text Message A is real.

Text Message B copied the real alert, right up to the fake link.

Not everyone catches it.65%

of Americans have clicked or fallen for a scam.

Some of them are your members.

Gotcha. Text Message B is the scammer.

It copied the real alert, right up to the fake link.

Don't worry. It's harder than it looks.55%

of Americans think they'd have better luck solving a Rubik's Cube than spotting a scam message.

If it fooled you, imagine your members.

Introducing Branded Texting from Eltropy.

Built on the #1 Texting platform for
financial institutions.

Reach750+Credit unions and community banks
Scale85MText Messages sent last year
Effectiveness40xMore replies than calls

With rich media that stands out.

High-resolution media, rich cards and carousels, and tap-to-act buttons, all in one thread.

01

Picture Perfect

Images and video arrive sharp, up to 100 MB.

A sunflower photo sent as a standard Text, blurry and pixelatedThe same sunflower photo sent with Branded Texting, sharp and detailedStandardBranded
02

Tap to Respond

Members respond without typing.

StandardPick a time: reply 1 for Tue 10:30 or 2 for Wed 2:00.1Member types a reply
BrandedPick a time below to meet Jordan.
Tue 10:30 AMWed 2:00 PM
Tue 10:30 AMMember taps to choose
03

Easy Document Sharing

Pay stubs, IDs and forms, in the same thread.

Finish your auto loanShare your most recent pay stub.
Upload document
PAY STUBSep 30
Delivered

Connected to the systems you already run.

Integrated with popular core, loan origination, account opening, collections and CRM solutions, plus open APIs for more.

50+core and FinTech systems, enterprise-wide

CoreLOSAOSCollectionCRMPaymentE-SignatureCCaaS

Members who never answered
are answering now.

People who never responded before are responding now. In my 20 years in the credit union industry, this is the most game-changing innovation I've seen.
Art Sookazian
Art SookazianVP of Special Services, LAFCU
Los Angeles Federal Credit Union
Our members who would never pick up our collections calls opened up their hearts on Text.
Shawn Spratte
Shawn SpratteVP of Collections, Canvas Credit Union
Canvas Credit Union

The ONLY enterprise-wide Branded Texting platform.

Every department, one shared view of each member.

A group of friends smiling and waving at the camera
  • Lending

    Booked loans grew 84% with Text Messaging.

  • Member Service

    Verify identity with a one-time code.

  • Collections

    Early delinquency dropped 20%.

  • Payments

    Send secure payment links members can tap.

  • Marketing

    New memberships grew 70%.

  • Contact Center

    Members authenticated in about 45 seconds.

Results reported by Eltropy financial institution customers.

Backed by the full Eltropy platform, so every conversation stays connected.

  1. 01

    Seamless channel switching

    Move from Text Message to chat, voice or video without losing the thread.

  2. 02

    Full conversation history

    One thread follows the member across every team and channel.

  3. 03

    A 360° view for every agent

    Staff see the whole history in a single pane of glass.

Part of the Eltropy platform, available to every department.

The Eltropy console on a desktop monitor: an inbox of voice, chat, Text and video conversations, a member thread with identity verified, and buttons to switch between chat, Text SMS, call and video.

Have a question?

What is Branded Texting?

Branded texting shows a financial institution's verified name and logo on its Text Messages, with rich cards and tap-to-act buttons. Eltropy Branded Texting is built on RCS, the mobile industry's standard for business messaging.

How do financial institutions stop scammers from impersonating their Texts?

Scammers can copy wording and use look-alike phone numbers, but they can't send as a verified sender. With Branded Texting, carriers confirm the financial institution's name and logo before members ever see them.

What is RCS business messaging?

RCS (Rich Communication Services) is the mobile industry's upgrade to Text Messaging. It adds verified senders, high-resolution media, rich cards and buttons, and it works on Android and on iPhone with iOS 18.

Does Branded Texting work on iPhone?

Yes. Branded texts display on iPhone XS or later running iOS 18 or later, and on supported Android phones, with a supported carrier.

What happens if a member's phone can't receive Branded Texts?

The same message arrives automatically as a standard Text, so no member is left out.

Is Branded Texting TCPA compliant?

Your consent rules carry over unchanged. Carriers may ask for clear opt-in language on your website and forms, and Eltropy handles opt-in, opt-out and quiet hours automatically.

Start Branded Texting.

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Zendesk link here

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Credit Union Leaders

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