
Get Front Row Seats
to the Future of Business !
Join Emerge 2025 — must-attend event for Credit Unions & Community Banks.
Emerge is where the industry leaders, innovators, and peers unite to exchange transformative ideas, explore cutting-edge Eltropy solutions, and unlock new growth opportunities. Elevate your industry expertise, expand your mastery of Eltropy, and drive innovation across the CFI landscape alongside 300+ of the nation’s leading Credit Unions & Community Banks.
HERE'S WHY
You Can't Miss EMERGE 2025
- AI Skills for Every Desk, Every Department, Every Day!
- Don't Get Left Behind – Discover the Full Potential of YOUR Eltropy
- What's Next for CFIs? Industry Leaders are Talking!
- Unfiltered Advice: Behind the Scenes of Big Industry Wins
- Don't just Take Our Word: Put Faces to Numbers!
- Discover More



“You get so much good information from the vendor and from your partner that alone is worth it. And then the networking piece – so when I get back home, whether in a month, two months, or a year, I now have five people I can reach out to.“
Katie Bendyk
Director of eServices & Payment Solutions


“Innovation doesn’t happen in a vacuum. At Emerge, we have people coming together, and we get a chance to hear what clients are sharing, which is a big value. We hear what Eltropy is announcing, and then there’s the brainstorming and collaboration that only enhances the real value we take away.”
Kyle Stutzman
Co-Founder & CEO


“Connecting with all the other credit unions has been amazing – getting in, sitting at breakfast, or in the sessions, it’s really been tremendous for me. We’ve got a lot of stuff that we’re starting to turn on, and so we really wanted to connect with other credit unions, see how they’re using it, and then see what’s coming.”
Jackie Taque
Chief Experience Officer


“The networking piece is huge for us. To be able to see what other institutions are doing, how they’re adopting this, and what we can bring to the table, not just for the member experience, but for the employee experience as well.”
Carmen Sanchez
VP of Virtual Delivery
Converse
Catalyze
Apr 22, 2025
Apr 23, 2025
Apr 24, 2025
Apr 25, 2025
Apr 22, 2025
3:00 pm Onwards | Registration Grab your badge, conference kit, and start networking! 📍Grand Ballroom Foyer (3rd floor) |
3:00 pm – 5:00 pm | Fintech Showcase Opens Step into the future with the industry leaders and bold new disruptors; Explore the tools, technology & innovations needed to serve, engage, and grow. 📍Grand Ballroom Foyer (3rd floor) |
3:00 pm – 5:00 pm | Speed Dating with Eltropy Products & Solutions 📍Grand Ballroom Foyer (3rd floor) |
3:30 pm – 5:00 pm | AI Certification Unlock the power of AI with this hands-on certification workshop. Dive into foundational skills like prompt engineering, explore real-world applications across industries, and learn how to integrate AI-driven solutions into your workflow. 📍Union Square (3rd floor) |
6:00 pm – 9:00 pm | Opening Night: Welcome Reception & Dinner Unforgettable panoramic views of the Bay from Skyline Soirée at Cavaña Rooftop ✨ . Enjoy breathtaking views, handcrafted cocktails, and an electric atmosphere before the conference begins. 📍Cavaña Rooftop, |
Apr 23, 2025
8:00 am – 8:50 am | Breakfast in Fintech Showcase 📍Grand Ballroom Foyer (3rd floor) |
8:50 am – 9:45 am | Opening Keynote: Innovation with Purpose Eltropy CEO Ashish Garg takes the stage to explore the bigger picture behind the innovation. From humanizing collections to reimagining how community financial institutions connect, serve, and grow – this is innovation that puts people first. 📍Grand Ballroom (3rd floor) |
9:50 am – 10:30 am | The Future for Community Financial Institutions Explore the key trends shaping the future—emerging technologies, shifting consumer expectations, and the strategies needed to thrive in a digital-first world. 📍Grand Ballroom (3rd floor) |
10:30 am – 11:00 am | Break in Fintech Showcase 📍Grand Ballroom Foyer (3rd floor) |
11:00 am – 11:45 am | The AI Advantage – Turning Innovation into Real Impact Safely! How are AI Assistants, AI Agents, and Conversational Intelligence Transforming Member Engagement and Risk Management. 📍Grand Ballroom (3rd floor) |
11:45 am – 1:00 pm | Lunch at Terrace 📍Pacific Terrace (4th floor) |
1:00 pm – 1:45 pm | Redefining the Branch: Smart Strategies for a Digital-First World As member behaviors shift, credit unions and community financial institutions (CFIs) must rethink what the branch of the future looks like. It’s no longer about more locations—it’s about smarter, more efficient service models powered by video banking, digital tools, and hybrid engagement strategies. 📍Grand Ballroom (3rd floor) |
1:50 pm – 2:35 pm | The Next Era of Collections: Smarter, Faster, More Effective Explore how CFIs are leveraging AI, automation, and data-driven insights to improve recovery rates, reduce manual effort, and help members navigate financial challenges with empathy and respect. 📍Grand Ballroom (3rd floor) |
2:30 pm – 3:00 pm | Break in Fintech Showcase 📍Grand Ballroom Foyer (3rd floor) |
3:00 pm – 3:45 pm | The Modern Contact Center: Turning Member Support into a Competitive Advantage For CFIs, the contact center is no longer just about answering calls—it’s the frontline of member engagement, trust, and growth. This session explores how forward-thinking institutions are transforming their contact centers into profit centers that drive deposits, lending, and retention. 📍Grand Ballroom (3rd floor) |
3:50 pm-4:35 pm | Breakout 1: Sponsor Session – Your Call Center Is Protected with Voice Biometrics. What’s Next? In this session, we will showcase current and future innovations to protect financial institutions, their employees, and their account holders against phone-based fraud and breaches, and continue to keep every voice interaction easy, quick, and secure. 📍Telegraph Hill (4th floor) Breakout 2: Winning the Growth Game: Proven Playbooks for Scaling Deposits, Lending, and More! More deposits. More loans. More engaged members. What separates thriving CFIs from the rest? It’s not just about rates—it’s about strategy, relationships, and execution. Join this powerhouse panel of CFI leaders who have cracked the code on sustainable deposit growth and lending success. 📍Grand Ballroom (3rd floor) Breakout 3: Smarter Payments by Nuvei: Understanding the Payments Landscape and How to Leverage It to Your CU’s Advantage Join us for a deep dive into how seamless payment integrations, expanded payment methods, and self-serve options are transforming loan repayment. Learn how our technology streamlines the process while Nuvei shares key payment processing insights and industry trends to help you optimize collections. 📍Union Square (3rd floor) |
4:30 pm – 5:30 pm | Reception Fintech Showcase Step into the future with the industry leaders and bold new disruptors; Explore the tools, technology & innovations needed to serve, engage, and grow. 📍Grand Ballroom Foyer (3rd floor) |
6:00 pm – 8:00 pm | Time On Your Own Enjoy this opportunity to explore San Francisco at your own pace. You may also join team Eltropy for local curated experiences designed for fun and connection, such as Secret Food Tour, Sunset Cruise on the Bay, or Giants vs. Brewers at Oracle Park. Please note that these activities are optional and have limited availability (first-come, first-served – Register Here). Also, barring the secret food tour, the experiences do not include meals. |
Apr 24, 2025
8:00 am – 9:00 am | Breakfast 📍Grand Ballroom Foyer (3rd floor) |
9:00 am – 10:00 am | One Platform. Infinite Possibilities. Product + Engineering Keynote As CFIs navigate rising member expectations, and increasing competition, the future belongs to those who simplify, scale, and unify. This keynote will unveil how Eltropy’s all-in-one platform is—reducing complexity while maximizing impact. 📍Grand Ballroom (3rd floor) |
10:00 am – 10:45 am | Evolving for Excellence: How We’re Reinforcing Product Stability & Trust An in-depth look into the measures taken to enhance product stability, reliability, and performance for credit unions and community banks in an evolving digital landscape. 📍Grand Ballroom (3rd floor) |
10:45 am – 11:15 am | Break in Fintech Showcase 📍Grand Ballroom Foyer (3rd floor) |
11:15 am – 12:00 pm | Stump the Experts Our top product experts are ready to take on your toughest, trickiest, and most mind-bending questions. But here’s the twist: If you can stump them, you win a pair of the legendary Eltropy White Shoes! 📍Grand Ballroom (3rd floor) |
12:00 pm – 1:00 pm | Lunch 📍Grand Ballroom Foyer (3rd floor) |
1:00 pm – 3:00 pm | Customer Story Sprints: Fast, Fierce, and Full of Game-Changing Ideas Vote for the most impactful, innovative, and inspiring solution – and see which institution goes home a Champion as CFIs take the stage to share their most innovative, game-changing success stories – in just 20 minutes! 📍Grand Ballroom (3rd floor) |
3:00 pm – 3:30 pm | Break in Fintech Showcase 📍Grand Ballroom Foyer (3rd floor) |
3:30 pm – 4:45 pm | Breakout 1: Telephony in the era of AI Explore strategies to enhance both internal and external communication through modern phone and contact center solutions. 📍Grand Ballroom (3rd floor) Breakout 2: Grow Deposits & Loans: With Unified Conversations and Integrations Discover how Eltropy’s AI-powered Unified Conversations Platform—featuring the industry’s most comprehensive integration into your tech stack—is enabling credit unions and community banks to accelerate lending, boost deposits, and reimagine the branch experience. 📍Union Square (3rd floor) Breakout 3: Collections 2.0 Discover how Eltropy’s Collections 2.0 empowers CFIs to recover more, faster—while treating every member with dignity. It’s a smarter, more human approach to collections that drives results without compromise 📍Telegraph Hill (4th floor) |
6:00 pm onwards | East Meets West Gala Put on your finest evening attire for a one-of-a-kind celebration that blends Great Gatsby with a classic Bollywood twist! 📍Pacific Terrace |
Apr 25, 2025
8:00 am – 10:00 am |
Breakfast 📍Pacific Terrace |
10:00 am – 11:00 am |
Breakout 1: AI Certification Unlock the power of AI with this hands-on certification workshop. Dive into foundational skills like prompt engineering, explore real-world applications across industries, and learn how to integrate AI-driven solutions into your workflow. 📍Union Square (3rd floor) Breakout 2: From Tickets to Trust – The New Eltropy Support Experience Explore the Eltropy Support Experience 2.0 — designed to help you move faster, resolve issues with confidence, and keep your systems running smoothly. Learn how to leverage the full power of our expert team and self-help tools to stay ahead with ease. 📍Laurel Hill (4th floor) Breakout 3: Texting Compliance Unpack the evolving landscape of texting compliance: what’s changed, what’s coming, and what every CFI needs to know now. From consent requirements to opt-out protocols, get the actionable strategies and insider tips you need to stay compliant and ahead of the curve. 📍Cathedral Hill (4th Floor) |
– Conference Ends –
SPONSOR SPOTLIGHT



















SPEAKER SPOTLIGHT

Trey Swallow
SVP of Strategic Partners

Dr. Milind Borkar
Founder and CEO

Kris Frantzen
VP of Product Strategy

Ashish Garg
Co-Founder and CEO

Eryka Ragsdale
VP of Member Services

Ruben Gonzalez
Manager of Consumer Loans

Matt Schenk
VP Operational Excellence

Arun Rao
Chief Technology Officer

Brittany O’Brien
AVP of Digital Products

Tony Luciani
Sr. Channel Manager

Craig McLaughlin
Chief Executive Officer

Dave Ginsburg
Chief Customer Officer

Buddy Bennett
Chief Operating Officer

Vanessa Stock
VP of Product Management & Strategy

Umar Tahir
VP of Marketing, Innovations, and Digital Assets

Nandita Verma
VP of Marketing

Xavier Carrillo
VP of Collections

Amy Travers
VP of Sales

Michael Brine
VP of Member Services

Michael Pupil
VP of Collections

Jackie Taque
Chief Experience Officer

Howie Meller
President and CEO

Jesus Garcia
SVP, Chief Experience Officer

Prasad Shrotri
VP of Solutions

Robert White
VP of Operations

Sean Holliday
Product Development Manager

Kate Alter
AVP Enterprise Applications

Amir Tajkarimi
Head of Collections

Jeremy Deamer
Technology Innovation Manager

Melissa Wrycha
Chief Experience Officer

Ron Winter
Chief Technology Officer

Saahil Kamath
Head of Product (AI)

Royce Ngiam
Chief Marketing Officer

Sumeet Grover
EVP, Chief Strategic Growth
& Digital Officer

Scott Rabe
SVP Innovation and Automation

Michel Jamati
Head of Engineering, Collections

Mark Meyer
Chief Executive Officer

Kartik Hosanagar
Professor

Shannon Stewart
Collections Manager

Rahul B Prakash
Head of Engineering (AI)

Sundeep Kapur
Founder

Leeann Santana
Digital Channel Specialist

Ashish Rathi
Head, Eltropy Japan in IT

Shivakumar Karajagi
Sr. Director, Engineering

Micheal Vasquez
Director of Solutions Engineering

Utkarsh Shankar
Senior Product Manager

Lakshmi Mohan
Senior Product Manager

Brianne Gumper
Sr. Customer Success Manager

Nagaraju Avaru
Manager, Engineering

David Pfannenstiel
Head of Technical Support

Dheeraj Anikar
Implementation Manager

Allie Warner
Sr. Customer Success Manager

Anay Deshpande
Implementation Manager

Phillip Duncan
Sr. Account Executive

Mike Mares
Account Executive

Kendell Swenson
Customer Success Manager

Matt Lindley
Sr. Customer Success Manager

Be a part of the Transformation
Shaping the Future!
