AI in Collections: Why it matters in 2026

Your Collectors Are Busy. Your Members Aren’t Picking Up. There’s a Better Way.

Delinquency rates are climbing. Your team is stretched thin. And members avoid collection calls like it’s their part-time job. In this webinar, we’ll show you exactly how Eltropy’s Collections 2.0 is helping credit unions recover more, with less effort, less friction, and zero awkward phone tag.

Date: Tuesday, March 24, 2026
Time: 10 am PST | 1 pm EST
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The Daily Reality for Credit Union Collections Teams in 2026

These aren’t hypothetical challenges. They’re what’s keeping your collectors from hitting their numbers, and your members from getting the help they need.

Nobody Answers
the Phone

Members screen unknown numbers. Your collectors leave voicemail after voicemail. Response rates on calls hover under 5%, and morale follows. Collections 2.0 meets members where they actually are, on the channels they already use.

Your Team Is Drowning in Manual Work

Dialing lists, logging notes, chasing payment confirmations. High-value collectors are stuck on low-value tasks instead of resolving accounts. With automated journeys and embedded payments handling the routine, your team gets their time back.

Delinquencies Keep
Climbing

Consumer debt is at record highs. Economic pressure on members isn’t easing. Your early-stage buckets are filling faster than your team can work them, and a phone-first strategy alone won’t close the gap.

Members Want to Pay, Just Not This Way

Many delinquent members aren’t unwilling. They’re waiting for a convenient, judgment-free way to handle it. Collections 2.0 makes that self-serve path available 24/7, without putting it all on your collectors.

Why Attend?

In this live session, you'll learn,

Why phone-first collections are broken and the data that proves members prefer digital-first resolution paths.

The anatomy of a collections text that converts: message timing, tone, payment link placement, and what actually drives a click.

How Collections 2.0 combines Text, Payments, and automated Journeys to move members from first outreach to payment confirmation with less manual effort.

How AI Voice Agents handle routine collection conversations, so your human collectors can focus on the complex, high-empathy interactions that actually need them.

How to stay TCPA and FDCPA compliant at scale with built-in controls that protect you as volume grows.

Real credit union results: recovery rate improvements, collector productivity gains, and member satisfaction outcomes.

Agenda

Collections 2.0 in Action

See how AI-driven text outreach, embedded payment links, and automated collection journeys work together to speed up recovery and drive higher repayment rates, all while helping your team work more efficiently.


Agentic AI Voice — The New Front Line

Meet Eltropy’s AI Voice Agents: purpose-built to handle routine collection conversations, so your human collectors can focus on the complex, high-empathy interactions that actually need them.


SafeAI: Deploying AI You Can Stand Behind

Understand how Eltropy’s SafeAI framework keeps every AI action logged, auditable, and compliant by design, so your team always knows what the AI did, why it did it, and what data it used. Because confidence in your AI is just as important as the results it delivers.


Real Results: Behind the Numbers

Hear how credit unions are using Collections 2.0 to connect with members faster and the measurable impact on their recovery strategies and outcomes.


Live Q&A: Ask the Experts

Get answers to your most pressing questions from the team leading the collections revolution.

Meet Our Expert Speaker

Michael Pupil

Account Executive, Eltropy

With 20+ years in fintech and a career built at the intersection of collections, technology, and member experience, Michael is one of the most recognized voices in credit union collections. He previously served as VP of Eltropy’s Collections Business Unit and VP of Sales at Lexop before its acquisition by Eltropy. A frequent speaker at CCUCC, NWCUCA, UCC, and CUCP, Michael brings both the data and the real-world perspective to make every session practical, not theoretical.

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