COLLECTIONS SOLUTION

Collections That Resolves

More accounts resolved, on the consumer’s terms. Automated outreach, self-service payments, and agentic AI in one collections solution built for Credit Unions and Community Banks; so when a case needs a human, your collector walks in ready.

MEASURABLE IMPACT

Don’t Take Our Word For It

Increase in collections quarter-over-quarter
10 %
Return on every $1 spent
$ 10
Drop in delinquency within one month, lowered CECL
10 %

WHAT IS IT

Every Payment Captured

Three connected layers where automated outreach starts the conversation, AI and human expertise close it, and leadership sees everything.

Reach Every Account at the
Right Moment

Eltropy detects delinquency the moment it happens and triggers personalized payment-link alerts via text; no lists, no manual work.

Via AI Agents

Agentic AI - The AI Agent Handles It,
Start to Finish

A consumer calls in about an overdue debt. The AI Agent authenticates them, surfaces the right accounts, and sends a payment link to the consumer to complete the transaction. Payment posts directly to core. No collector required.

Self-Service

Give Consumers a Way to Pay That
They'll Actually Use

Turn every text, call, and web visit into a chance to resolve. Consumers settle in seconds from any device – no login, no agent required – while AI Chat Agents handle inbound inquiries around the clock. Most accounts resolve before a collector steps in.

Turn Every Interaction Into Actionable Leadership Intelligence

Eltropy Conversational Intelligence scores every collector interaction automatically – compliance, call quality, coaching moments – while campaign analytics surface contact rates, resolution rates, and where friction is costing you.

A GLIMPSE

What Institutions Like Yours Are Saying

Payments

Transforming Collections with Eltropy

“The moment we sent out the first collection campaign, we started taking payments right away. The receptivity from the member base was automatic. It’s not embarrassing… members just click here, they execute the transaction, 1-2-3, and it’s done!”
Anthony Mero
CEO, The Atlantic Federal Credit Union
Member service representative
Text Messaging

Collections Without Chaos: How Alltru Flipped the Script

“Within three months of implementing Eltropy, we saw a huge drop in delinquencies. When I saw the numbers, I almost couldn’t believe it. It was mind-blowing. We knew we made the right choice.”
Katie Bendyk
Director of eServices & Payment Solutions, Alltru Credit Union
AI voice agent
Payments

Improving Collections Efficiency

“The fact that our members can make payments at any time with just a link has made a huge difference in our ability to collect on time. The system has allowed us to scale our outreach as delinquencies increased, without having to add new staff. That’s been crucial to keeping us efficient.”
Lilly Megias
COO, South Texas Federal Credit Union
Member using mobile banking

OUTCOMES

Results That Matter

01

Resolve the Account, Preserve the Relationship

Every conversation, automated or human, reflects your values, stays compliant, and leaves an audit trail you can show regulators.

02

More Consumers Pay Because Paying Is Easy

Most delinquent consumers aren’t refusing to pay; they’re hitting friction, so remove it and the willing ones do.

03

Recover More Without Growing the Team

Automation absorbs the volume work so your team focuses where judgment matters. Recovery scales, headcount doesn’t.

04

A Job Your Best Collectors Actually Want to Do

AI handles the routine so your best collectors handle the conversations that take skill and stay for the job.

USE CASES

Your Busiest Collections Workflow, Handled

Real workflows your team handles today; resolved faster, more consistently, and with far less manual effort.

Discover all collections use cases →

Eltropy rotating selector

Why Eltropy + AI

AI is only as strong as
the system behind it.

Anyone can build agents. Very few have the data, context, and trust to make them work. Eltropy already operates at the center of your institution, handling conversations, integrating systems, and managing workflows.

Powering millions
of Conversations
Integrated across
your systems
Serving all teams
and departments
Leading Human x AI Conversations
And we’re leading the shift to Human × AI, defining how people and AI work together in real financial institutions, not in isolation.

Deep Integrations

Connected to the Systems You Already Rely on

50+ Integrations, One Platform.

Eltropy connects directly with your core banking system, collections platform, and payment gateways, so every action is grounded in real data and every payment posts automatically. No ripping and replacing. Just a smarter, more connected collections operation.

Connected to your entire stack

− Core
+ LOS
+ Digital Banking
+ Contact Center
+ Collections
+ and More
Symitar Corelation Fiserv DNA FIS Finastra Sharetec CUProdigy Fiserv.Portico Jack Henry
Origence Fiserv.LoanConcierge MeridianLink Consumer Temenos LOS Encompass MeridianLink.Portal WithClutch Sync1 Systems
Alkami Candescent Visifi Q2 Lumin Digital CUAnswers APITURE Access Softek Mahalo Banking
NICE Genesys Storm 8x8 Five9
Temenos.Collections Akuvo MeridianLink Collect

50+

Pre-built integrations

All Major

Core systems supported

Open APIs

Connect anything else

DESKTOP APP

No Browser.
No Dropped Calls.
No Missed Notifications.

The full Eltropy platform, now native to Windows. Notifications that surface, hardware that just works, performance that doesn’t depend on your browser.

Explore Desktop App →

THE NEXT ERA OF COMMUNITY BANKING

Build the Collections Operation Your Credit Union and Community Bank Needs for What's Next

750+ Credit Unions and Community Banks trust Eltropy to turn AI innovation into real outcomes. See what’s possible for yours.

Get Started Today

Events & Webinars

Meet Us In Person

Connect at Live Events

Connect with Credit Unions and Community Banks across North America and see what’s possible on one Agentic AI platform.

Find Your Event →

Live & On-Demand Webinars

Broaden your knowledge by registering for live and on demand Eltropy webinars.

Webinars →

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Enhanced PDF Viewing and Smarter Dictation in AI Assistants

October  2025

AI Assistants now offer a better user experience with scrollable PDF viewing (no more page-by-page clicking), expanded AI notes that display in one screen, language translation labels showing the original language at a glance, and smarter dictation that appends input instead of replacing existing text.

These updates make daily workflows smoother, more intuitive, and more efficient for staff relying on AI-powered support.

Zendesk link here

Eltropy AI Certification

Texting Strategy Playbook for
Credit Union Leaders

Eltropy Networking Dinner
at Temenos Regional Forum 2025

THURSDAY, 29 MAY 2025

Eltropy Networking Dinner
at Temenos Regional Forum 2025

WEDNESDAY, 28 MAY 2025

Claim Your AI Certificate!

Let's Talk