COLLECTIONS SOLUTION
Collections That Resolves
More accounts resolved, on the consumer’s terms. Automated outreach, self-service payments, and agentic AI in one collections solution built for Credit Unions and Community Banks; so when a case needs a human, your collector walks in ready.
WHAT IS IT
Every Payment Captured
Three connected layers where automated outreach starts the conversation, AI and human expertise close it, and leadership sees everything.
Reach Every Account at the
Right Moment
Eltropy detects delinquency the moment it happens and triggers personalized payment-link alerts via text; no lists, no manual work.
Via AI Agents
Agentic AI - The AI Agent Handles It,
Start to Finish
A consumer calls in about an overdue debt. The AI Agent authenticates them, surfaces the right accounts, and sends a payment link to the consumer to complete the transaction. Payment posts directly to core. No collector required.
Self-Service
Give Consumers a Way to Pay That
They'll Actually Use
Turn every text, call, and web visit into a chance to resolve. Consumers settle in seconds from any device – no login, no agent required – while AI Chat Agents handle inbound inquiries around the clock. Most accounts resolve before a collector steps in.
Turn Every Interaction Into Actionable Leadership Intelligence
Eltropy Conversational Intelligence scores every collector interaction automatically – compliance, call quality, coaching moments – while campaign analytics surface contact rates, resolution rates, and where friction is costing you.
A GLIMPSE
What Institutions Like Yours Are Saying
Transforming Collections with Eltropy
Collections Without Chaos: How Alltru Flipped the Script
Improving Collections Efficiency
OUTCOMES
Results That Matter
01
Resolve the Account, Preserve the Relationship
Every conversation, automated or human, reflects your values, stays compliant, and leaves an audit trail you can show regulators.
02
More Consumers Pay Because Paying Is Easy
Most delinquent consumers aren’t refusing to pay; they’re hitting friction, so remove it and the willing ones do.
03
Recover More Without Growing the Team
Automation absorbs the volume work so your team focuses where judgment matters. Recovery scales, headcount doesn’t.
04
A Job Your Best Collectors Actually Want to Do
AI handles the routine so your best collectors handle the conversations that take skill and stay for the job.
USE CASES
Your Busiest Collections Workflow, Handled
Real workflows your team handles today; resolved faster, more consistently, and with far less manual effort.
Discover all collections use cases →
Eltropy rotating selector
Why Eltropy + AI
AI is only as strong as
the system behind it.
Anyone can build agents. Very few have the data, context, and trust to make them work. Eltropy already operates at the center of your institution, handling conversations, integrating systems, and managing workflows.
of Conversations
your systems
and departments
Deep Integrations
Connected to the Systems You Already Rely on
50+ Integrations, One Platform.
Eltropy connects directly with your core banking system, collections platform, and payment gateways, so every action is grounded in real data and every payment posts automatically. No ripping and replacing. Just a smarter, more connected collections operation.
Connected to your entire stack
50+
Pre-built integrations
All Major
Core systems supported
Open APIs
Connect anything else
DESKTOP APP
No Browser.
No Dropped Calls.
No Missed Notifications.
The full Eltropy platform, now native to Windows. Notifications that surface, hardware that just works, performance that doesn’t depend on your browser.
Explore Desktop App →
THE NEXT ERA OF COMMUNITY BANKING
Build the Collections Operation Your Credit Union and Community Bank Needs for What's Next
750+ Credit Unions and Community Banks trust Eltropy to turn AI innovation into real outcomes. See what’s possible for yours.
Get Started Today
Events & Webinars
Meet Us In Person
Connect at Live Events
Connect with Credit Unions and Community Banks across North America and see what’s possible on one Agentic AI platform.
Find Your Event →
Live & On-Demand Webinars
Broaden your knowledge by registering for live and on demand Eltropy webinars.